All on 4 dental implants payment plans: 4 ways to pay for your new smile

All-on-4
DR DANIEL ADAMO
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Are financial concerns holding you back from restoring your smile with All on 4?

You’re not alone.

In fact, cost is the number one barrier patients face when considering All on 4 dental implants. After all, this is likely one of the biggest financial decisions you’ll make in life. And before committing to this treatment, it’s understandable that you want to know exactly how much it will cost and how you’re going to afford it.

It’s true — All on 4 is a major investment. But if you’re worried about hefty upfront fees or think All on four dental implants are simply out of your budget, we have some good news:

There are a range of All on 4 dental implants payment plans available, meaning you can pay for your treatment in a way that’s comfortable and manageable for your circumstances. In this article, we outline four different finance options for your new All on four smile.

At our Sydney All-on-4 dental implants clinic, we believe everyone deserves to get their smile back. That’s why we’ve put together this article to help you navigate the various All on 4 payment plans and select a finance option that suits your budget best.

Below are some of the most common ways to finance your All on 4 dental implants treatment.

Finance option #1: Personal loan


Many banks now offer personal loans that can be used to fund medical or dental treatments. To set up this type of loan, you will need to speak directly with your preferred bank or a finance broker. They will be able to explain your options for a personal loan, including the repayment period, the interest rate and any associated fees that can impact the overall cost of the loan.

When using this option to pay for your All on 4 dental implants, you may choose to loan the total amount or only borrow part of the total fee and fund the remainder with your own savings. Be sure to discuss which option is best suited to your personal circumstances with your bank or broker.

A patient discusses dental implants payment plans at Dental Implants on Miller
Need help figuring out which finance option is right for you? Our team will walk you through all of the All on 4 dental implants payment plans available.


Finance option #2: Specialised medical finance


There are a few different companies such as Medipay and DentiCare that offer specialised medical and dental finance to help patients pay for their treatment. While we don’t work with any of these companies in particular at our practice, they are worth mentioning when looking at dental implant payment plans.

Some companies offer quick online applications, while others must be processed through your dental practice. Most of them offer flexible repayment options so you can choose fortnightly or monthly instalments at a fee that’s suitable for your budget.

 If you’re interested in learning more about the types of payment plans these companies offer, please refer directly to their individual websites.

Want to discuss your All on 4 payment plan options in-person?

Book your free consultation with Dr Daniel Adamo today.

Finance option #3: Zip Pay


At Dental Implants on Miller, we offer a flexible payment solution called Zip Pay. This buy-now-pay-later option helps you to spread out the cost of your All on 4 dental implants treatment and pay in smaller, manageable instalments over time.

With Zip Pay, repayments start from just $10 per week and are automatically direct debited from the account you select when setting up your plan. You can choose to set up your repayments to come out weekly, fortnightly or monthly — whatever works best for you. Plus, your Zip Pay payment plan will be interest-free for the first 3 months.

This tooth implant payment plan option does require you to pay a $7.95 monthly account fee. However, this fee will be waived if you pay out your closing balance in full by the due date.

Zip Pay logo
With repayments starting from just $10 per week, Zip Pay offers an affordable and easy way to pay for your All on 4 dental implants.


Finance option #4: Early release of super


Did you know you may be able to fund your All on 4 procedure through your super?

If you’re an Australian citizen, regardless of age, you are eligible to apply for the early release of superannuation on compassionate grounds to help cover your medical treatment fees.

Using the Access My Super service, you can access your own super or the super of your spouse, partner or other dependents to cover the cost of your All on four treatment. Plus, there are no limits on how much you can withdraw. If needed, you’re allowed to withdraw the full amount required to cover the total cost of your treatment. But keep in mind that this service does incur a small fee.

Our team is experienced in assisting patients with their applications to the ATO for early release of super. If you’d like to know how we can help you access your super as a dental implant finance option, just ask when you attend your consultation appointment.

A patient smiles after getting All on four dental implants
You may be eligible to access your super to cover the cost of your dental implants treatment. Just ask our friendly team how this finance option works at your consultation.

Wondering which All on 4 dental implants payment plan is right for you?


At our Sydney All on 4 clinic, we offer a FREE consultation (usually valued at $700) where you can discuss your treatment with us in detail — including all the costs involved and the payment plan options available to you. We’ll explain how each finance option works and can even help you set up your new payment plan so your finance is ready to go.

If you’d like to know more about the cost of All on 4 dental implants, be sure to read this helpful guide where we explain how this treatment is priced.


In your research, you may have also come across a number of All on four quotes online that vary greatly in price. These variations in cost can leave you scratching your head, wondering what’s included and what’s not. To help you decipher the difference between various pricing quotes, we've put together this article on the cheapest All on 4 dental implants in Australia.

The Dental Implants on Miller team
The team at Dental Implants on Miller is here to help you get clear on costs and determine the right All on 4 dental implants payment plan for your budget.


Have a question about All on 4 dental implants payment plans?


As an All on 4 Centre of Excellence, our team is officially recognised as having the experience and knowledge necessary to deliver the authentic All on 4 treatment concept. This means we know the All on 4 treatment like the back of our hand — including all the costs involved and the various ways patients can arrange finance to suit their budget.

If you’d like to know more about All on 4 dental implants payment plans or would like to talk through each of the finance options available, please don’t hesitate to contact us. We’re always here to help!

Want to discuss your All on 4 payment plan options in-person?

Book your free consultation with Dr Daniel Adamo today.

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